Self Certification

Self-Certification Mortgages & Remortgages

It used to be quite a struggle to obtain a mortgage if you were self-employed.

But in recent years the range of options available to self-employed people looking for a mortgage has increased dramatically.

No longer is it always necessary to provide three years audited accounts. In many cases, there is the option of self-certification whereby proof of income is not required.

This means that even if you are self-employed you can usually still gain access to a range of mortgage deals, including:

  • 90% Loans
  • Fixed and Discounted Rates
  • Flexible Repayment Options

The mortgage brokers who work with Scotland Mortgages have plenty of experience in helping self-employed professionals with their mortgage requirements. They can help you decide which lenders to approach based on an assessment of your own particular situation.

To find out more, please complete our online mortgage enquiry form and we will arrange for a mortgage consultant to contact you for a no-obligation discussion.

Latest News Headlines

Demand soars to be a monarch of the glen
Family firm only the initial springboard
HBOS predicts Scots house prices will rise to defy UK trend
Foreign owners set to shift focus to Scotland
For more mortgage and property news from across Scotland