Introduction

Main Menu
Quote Request
The Best Deal
Buying in Scotland
Mortgage News
Mortgage Calculators

Mortgages Menu
Variable Rate
Fixed Rate
Capped Rate
Discounted Rate
Flexible Mortgages
Buy To Let
Self Certification
Bad Credit Mortgages
No Deposit Loans

Remortgages Menu
Introduction
Cutting Costs
Releasing Equity

Common Questions
How Much Can I Borrow?
What is a Tie In Period?
What are Redemption Penalties?
Are there any other costs?

Why Remortgage?

There are several reasons why you might want to consider a remortgage:
To save money by reducing your monthly mortgage repayments
To release equity that has built up in your home – you can use this extra cash for all sorts of things, such as home improvements, a holiday, or a new car.
To release money to purchase a buy-to-let property.
To consolidate all your debts into one loan – this might offer a better interest rate and hence lower repayments.
If you have overspent on your credit cards and are struggling with the repayments, then a remortgage may help reduce your overall monthly repayments.
For more information, see this guide to saving money with a remortgage, or our article about unlocking equity from your property.

Why use Scotland Mortgages?

We will put you in touch with a specialist remortgage broker who will guide you through the whole remortgage process! Our brokers have access to a range of remortgage deals from lenders such as Abbey, Alliance & Leicester, Bank of Scotland, Barclays, Halifax, HSBC, NatWest, Northern Rock, Royal Bank of Scotland, Skipton, and many many more including non-High-Street names such as GMAC, Intelligent Finance, and Mortgage Express.

This choice of remortgage options, coupled with their in-depth knowledge of the mortgage market, means the brokers we work with are perfectly placed to find you a remortgage deal for your own unique circumstances.

All the mortgage firms we work with are regulated by the Financial Services Authority for your peace of mind.

What next?

First, complete our simple online enquiry form. All information supplied is treated in confidence and is used by a mortgage consultant to help them find you a remortgage deal.

Your allocated broker will then contact you to provide you with your free no-obligation remortgage quote and discuss any other queries you may have.
Remember – there is no charge for requesting a quote, and no obligation to proceed.

So what are you waiting for – to request your remortgage quote, please click here.

Demand soars to be a monarch of the glen
Family firm only the initial springboard
HBOS predicts Scots house prices will rise to defy UK trend
Foreign owners set to shift focus to Scotland
For more mortgage and property news from across Scotland